I knew it. Being (or pretending to be) grown-up sucks. The past two weeks validated my assumption regarding that matter. Gone are the days in which your parents supervise your finances and take care of insurance issues. You never really thought about where your pocket money came from in the first place and why your parents freaked out when they found that you spent the fifty bucks granny gave you for your birthday on nothing but candy. Well, now I do realize how much red tape holds everything together.
Who would have thought that opening a bank account in England could be so much hassle? I tried out several banks, but none would accept my current accommodation as valid proof of address since it’s a student hall and I am getting out of here in three week’s time (hooray!). The co-op bank reassured me that my tenancy agreement would therefore work as proof of address and even though the guy behind the counter (who btw looked like Sanjay, the Indian boy from my good old English textbook from fifth grade) didn’t really seem to know what he was doing without the constant approval of his chewing-gum torturing colleague, I was positive that everything would be sorted. Well. That was until I received a letter from the co-op bank telling me that my application was ALMOST accepted (how the fudge is that possible? Do I answer a yes/no question with almost yes/almost no?), but they’d need some more documents proving my identity. At least they didn’t expect me to drool on some cotton stick and send them my DNA with lots of love. So I went there yesterday, ready to give my fingerprint or whatever else they expected me to deliver, just to find out that my application had been declined. When I dared asking why that was the case, the co-op lady just shrugged off my comment and murmured something like “Dunno, but you can send them a letter and ask them”. Hello? I was there. In person. Like…for real, not just as a flickering blue Star Wars hologram. They could have had the courtesy to at least tell me to my face why my application had been declined. Sanjay messed up, then. I don’t know how he managed to get that done, but he was damn lucky that he wasn’t in yesterday.
However, I still needed a bank account. I start working in like ten days and would like to receive my wage. Luckily, incompetence is not omnipresent over here. I went to see a lady from Barclay’s and (fingers crossed!) should receive debit card and stuff via post next week. Just as my NI number. And that’ll be about it for the time being regards British red tape.
But hold on, I’m going home to Germany on Sunday because I’m having so much fun annoying myself with bureaucracy that I go to another country for a refill. There, I will hopefully get unregistered, cancel some contracts and get a passport. If not, I’ll probably go all nuts, take the next plane to Venezuela and enjoy some anarchy. Oh, but what’s all this rant about? I’m a member of the EU…imagine I’d come from overseas and would need a visa. That is, matters could be a lot worse. And with this I literally dive into a rainy weekend.

WTF? I’m sorry I had to laugh about some aspects (that Royal hologram… thanks!) but I guess laughing is better than crying. Would’ve never thought than become a “real” English horse will be that difficult???
Keeping fingers crossed the German adventure won’t be as nerve-wrecking as getting a bank account *raises eyebrow*
Oh, believe me, I’m laughing right now myself. Guess that’s how you can handle things a lot more easily. It’s easier to laugh in retrospect anyways, but I can tell you, I was not amused when Sanjay (or whatever his real name is) screwed up. Yeah, I wasn’t expecting so much trouble because over here they proclaim that “opening a bank account was never so easy”…hell, how hard was it before??? What scares me the most is the fact that it’s just the very basics…a bank account…I didn’t ask them for a loan or anything, just something I can put my money in. Well, at least it *seems* sorted now, no surprises needed. Thanks for the good wishes. I’ll take ‘em with me
Oh you have no idea how much I empathize right now….I hate hate hate hate hate it to be a grown up. Because guess what…I AM trying to get that f*****ing visa to move to Seattle.
When did that happen? When did we grow up? I hate it…I really do….
I wanna whine about candy not about life insurance, about work permit, about money, about finding a room to stay…about nearly everything I never gave a f***k when I was a teenager.
And why the hell is it that complicated to build a life in a different country? Is there anyone out therw with answers? Guess not!
Anyway, I hope everything’s going to be fine with your and your bank account.
I miss you and I love you honey…
Oh hon, don’t get nuts over it. Be patient and don’t freak out just yet. As I mentioned, getting a visa is way more difficult than dealing with the basics you need as soon as you actually *ARE* in the country. I bet you won’t be happy when you’ll have to get through immigration at the airport. :/ American red tape is even worse, I can imagine.
As for your question when it happened that we grew up…I have no idea. But it scares me sometimes. Can be overwhelming from time to time.
Well, it depends on the country you’re moving to in the end. Every country has its bureaucracy, some give you more leeway than others, and of course it also depends on the connections you’ve got. Did you ever watch that German show “Good-bye Deutschland”? It’s hilarious, how ill-prepared some ppl take off in a new country. So…in the end you should be glad to deal with so much red tape b4 you arrive there. Once it’s sorted out, you have little left to worry about.
Keeping my fingers crossed for you!! xxx
Yeah I watched it from time to time…and now I am sitting here thinking to myself, how the hell did they get their visa? I mean you have to answer so many questions why you want to go to the US, what you want to do and so on…and they don’t have a clue.
I HAVE work, I have a bank credit…I have everything I need except for the flight, a place to stay and that f***ing visa. You really do get the feeling you are absolutely unwelcome…and I guess you really are. But who cares? Right now I feel like giving up…but I have to go on. I don’t know…it’s my dream.
I am scared all the time since I am almost finished with my studies. I have absolutely no idea what I should do next.
I wanna be 5 again!
Thanks honey, big kisses
haha, welcome to my world! It took me flippin’ AGES to set up a bank account. How did you manage to convince Barclay’s? (one small step my arse!) I ended up at Lloyd’s, all they wanted was my German passport and I’m perfectly happy with them so far. They even gave me a small overdraft which you normally don’t get until you’ve been with a bank for three years (or something like that).
Even though that sounds pretty evil, I have to admit that I’m glad that I’m not the only one who had so much trouble with opening a bank account. Why did you have trouble opening one? I couldn’t open an account with Barclay’s in the beginning because they have very specific requirements regarding the proof of address. I was given a list with acceptable documents, so they’d take utility bills, council tax letters, benefit notifications, but no tenancy agreement. Unlucky as I am, that was the only thing I could provide since I’m just about to move in! So I ordered a tv license and whoosh – everything turned out fine. At least so far. Hope there are no nasty surprises waiting for me. I can switch to an account that allows an overdraft after a year, and have all in all three “accounts”: 1 cash account with no interests for everyday transactions, a small savings account with something like 0,6% interest rate for basic savings and a large savings account with a minimum of 20 quid to pay in monthly and a higher interest rate. It’s quite a good thing to do to save up money for bigger investments, and it’s all for free. How long are you gonna stay in London anyway? Aren’t you going back in September? Maybe they need you to stay in the UK for a minimum period to open an account with Barclay’s. Dunno. But I’m glad it seems to be sorted.